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RESPONSE REQUIRED - As a benefit eligible Team Member, you are asked to login, review each benefit and accept or waive coverage to complete your benefit enrollment.
This is your opportunity to protect your family's financial security in the event of hospitalization, dental, and vision needs. No health questions are required, acceptance is guaranteed.
Options from Manhatten Life including Accident, Critical Illness with Cancer and Short Term Disability.
To verify your eligibility enter your SFG ID and date of birth to sign in to review each benefit then accept or waive coverage.
Need information about each benefit offered? Click this link Protect The Protector Benefits Guide
WellCare Minimum Essential Coverage
Note: Minimum Essential Coverage is NOT major medical insurance.
Minimum Value Advantage Plan
What is Group Limited Indemnity insurance?
The Group Limited Indemnity insurance policy pays certain medical expenses at a specific benefit amount for a limited number of days, as defined by your plan. You may opt for coverage for your spouse or child(ren). You are eligible for this coverage (regardless of your health status), and you do not have to answer any medical questions to qualify for coverage.Note: Group Limited Indemnity is NOT major medical insurance, or comprehensive health coverage.
How can it help you?
Delta dental helps cover the cost of preventative, diagnostic, basic and major services. Coverage is available for you, your spouse, and your children.
In addition to protecting your smile, dental insurance helps pay for dental care and usually includes regular checkups, cleanings, and X-rays. Several studies suggest that oral diseases, such as periodontitis (gum disease), can affect other areas of your body—including your heart. Receiving regular dental care can protect you and your family from the high cost of dental disease and surgery.
There is a low and high plan offering, there are hyperlinked flyers below detailing the plan and benefit details.
Need help finding a provider? Click this link Find a dentist near you
Vision insurance entitles you to specific eye care benefits. Our policy covers routine eye exams and other procedures, and provides specified dollar amounts or discounts for the purchase of eyeglasses and contact lenses. Coverage is available for you, your spouse and your children.
Need help finding a provider? Click this link Find an eye doctor near you
For more information please review the plan overview and benefit guide below.
Voluntary accident insurance provides a range of fixed, lumpsum benefits for injuries resulting from a covered accident. An Accident plan offers coverage for accidents, injuries, ambulance services, and accidental death in addition to your primary medical insurance. It is also available to your spouse and children – a plan that can protect your whole family. When you or a covered family member has an Accident, you may seek treatment from a physician, urgent care or hospital. Based on the Accident plan you choose, you will receive a benefit paid directly to you to assist with medical plan deductibles and bills from your provider. Manhattan Life is offering two different plans to choose from Standard, and Premier Plan.
Coverages are available for you, your spouse and your children. Please see the plan overview with descriptions of each plan offering below.
ManhattanLife Disability Income Plus provides a benefit to help supplement lost wages due to a covered injury or illness. You will receive a payment to spend however you wish —to help cover everyday expenses, medical costs, and more. Plus, ManhattanLife Disability Income Plus pays in addition to any existing disability coverage you may have.
You are able to elect 60% of your salary up to $1,500.
Coverage is guaranteed issue with a 7 day accident, 7 day sickness and 3 month duration.
With Critical Illness and Cancer plans, you'll receive a benefit after a serious illness or a condition such as a heart attack, stroke, coronary artery disease, or cancer is diagnosed. During your recovery, you and your loved ones can rest easier knowing you won't have to deplete your bank accounts or take on additional debt to cover day-to-day living expenses. All benefit payments are made directly to you, placing you in control at a time when you may feel that your options are limited. Some or all of the benefit is available to you after your initial diagnosis.
Coverage is available for yourself, your spouse, and your children. Please read the informative flyer below for benefit information and benefit amounts.